This scheme enables guardians to open a savings account for their girl child with an authorised commercial bank or india post branch. Financial inclusion a study on sukanya samriddhi yojana. Ssysukanya samriddhi yojana inhindi sukanya samriddhi yojana 201920. This scheme is especially for girls of 10 years or younger. Following are the objectives of this scheme, the main aim of this yojana is to change negative family and community attitudes towards the girl child at birth and towards her mother. Securing your daughters future is super easy with sukanya samriddhi account.
The sukanya samridhi yojana is the most popular government scheme launched by the prime minister of india, shri narendra modi on 22nd january 2015, panipat haryana. The balika samridhi yojana is an important initiative of the government to raise the status of a girl child. This notification was published on 2nd december 2014 but was launched on 22nd january 2015. Sukanya samriddhi yojana open sukanya samriddhi account online. Feb 27, 2016 the sukanya samriddhi yojana ssy, also known as girl child prosperity scheme is launched by prime minister narendra modi. Mar 07, 2015 sukanya samriddhi yojana calculator free download excel template would help you to compute it on finger tip. The account opening form to be used and the specimen of pass book is provided in.
Birth certificate of the girl child in whose name the account is opened must be submitted. Sukanya samriddhi yojana is a scheme initiated by the government of india, which literally means girl child prosperity scheme. Jawahar gram samridhi yojana jgsy is the restructured, streamlined and comprehensive version of the erstwhile jawahar rozgar yojana jry. Sukanya samruddhi yojana account scheme details icici bank. Sukanya samriddhi account girl child prosperity account is a government of india backed saving scheme targeted at the parents of girl children. It can be categorized as one of the small savings investment plans. Sukanya samriddhi yojana ssy is a governmentbacked savings scheme as part of the beti bachao, beti padhao yojana for the benefit of the girl child. Birth certificate of girl child in whose name the account is opened must be. Only one account can be opened in the name of a girl child. The sukanya samriddhi scheme can only be utilized for a minor girl child the age of the child should be less than 10years on the other hand, there is an allowance that has been offered whereby in case the child turns ten between the duration of december 20 to december 2014 then, the sukanya samriddhi account can still be opened.
As per experts,ppf is a more flexible option whereas sukanya samriddhi account is better for those who can afford long lockin period. May, 2020 how to open a sukanya samriddhi yojana account. Balika samriddhi yojana or bsy as it is commonly called was launched by the government of india to improve the image of a girl child in the society. It is a small savings scheme which provides interest and also has some rules, benefits and short comes. Jawahar gram samridhi yojana jgsy is the restructured, streamlined and comprehensive version of the erstwhile jawahar rozgar yojana.
Download sukanya samriddhi account calculator for calculating the maturity amount of investment at 9. Download sukanya samriddhi account calculator in excel. It is basically an investment scheme with tax benefits for the parents. Sukanya samriddhi yojana calculator, chart, interest rate. Pmbay pradhan mantri balika anudan yojana 2020 samridhi. Sukanya samriddhi yojana ssy is a government backed savings scheme, launched exclusively for the benefit of the girl child. The existing bank post office shall arrange to send the original documents such as a certified copy of the account, the account opening application, specimen signature etc. A sukanya samriddhi account can be opened any time after the birth of a girl till she turns 10, with a minimum deposit of rs. Sukanya samriddhi yojana is a good scheme for daughters in terms of higher education, marriage and saving for a bright future. Sukanya samriddhi account girl child prosperity account is a government of india backed. Sampoorna grameen rozgar yojana is an actually a combination of the provisions under the employment assurance scheme eas and jawahar gram samridhi yojana jgsy. Sukanya samriddhi yojana calculator ssy calculator online. Apr 10, 2018 sukanya samriddhi yojana is a scheme initiated by the government of india, which literally means girl child prosperity scheme. Balika samridhi yojana is a key initiative of the government of india in support of the birth of a girl child and her education.
Presently,sukanya samriddhi yojana is fetching more interest than ppf so looked upon as a good alternative for long term investors who want high returns and no risk. May 06, 2020 sukanya samridhi yojana, sukanya samriddhi account interest rates by vrp last updated may 6, 2020 241 sukanya samridhi yojana sukanya samridhi account scheme is a small deposit scheme for girl child, as part of beti bachao, beti padhao campaign, which would fetch yearly interest rate of 8. Sukanya samridhi yojanaobjective,eligibility and documents. Launched on 1st april 1999, it has been designed to improve the quality of life of the rural poor by providing them additional gainful employment. The prime aim of the scheme is to encourage parents of a. If a parent guardian invests rs 1,000 per year for 14 years and wait for 21 years, the accumulated amount would be rs 52,605. Sukanya samriddhi account can be opened by the guardian in the name of a beneficiary who has not attained the age of ten years as on the date of opening of the account. But this interest rate is not fixed for every year. What are the disadvantages of sukanya samriddhi yojana. I hereby declare that i have not opened or maintaining any other account under the same scheme in the. Customer needs to submit ssy transfer request at existing bank post office mentioning address of icici bank branch.
English, hindi, urdu, punjabi, marathi, gujarati, bengali, assamese. Application form for obtaining the postbirth benefit for rural and urban areas is also provided. Users can get information about the objectives, features and components of the scheme. The balika samridhi yojana is the scheme started by central government ministry of women and child development in 1997. This scheme aims are helping parents invest money in an account where they get a good rate of interest and build a sizable amount of savings that can then be used to fund the needs of their daughters. Mar 12, 2015 drawbacks of sukanya samriddhi scheme.
Parents can open up to two such accounts for girls they cannot open a thirdfourth account, etc. Account can be opened in the name of a girl child till she attains the age of 10 years. An account shall be opened for a maximum of two girl children in one family with an exception of triplet, as per rules. Jawahar gram samridhi yojana by government of india. The prime aim of the scheme is to encourage parents of a girl child in. Dena bank situated in india is extremely wellreputed and highly renowned for having designed multiple concepts that have revolutionised the finance sector of the country.
Maximum investment allowed per annum under the sukanya samriddhi yojana is rs 1. Get information about the balika samriddhi yojana bsy by the ministry of women and child development. I hereby undertake to abide by the provisions rules of the isukanya samriddhi account and amendments issued thereto from time to time. It is a small deposit scheme which is specially meant for the girl child. Apr 29, 2016 the balika samridhi yojana is the scheme started by central government ministry of women and child development in 1997. The scheme of balika samridhi yojana was launched by govt. Sukanya samriddhi yojana eligibilty benifits and pdf form. Mar 17, 2015 disadvantages of sukanya samriddhi yojana. Sukanya samriddhi account pnb sukanya samriddhi account. The interest rate is declared quarterly just like other post office schemes. The interest rate for janmar19 q4, fy 201819 was 8. Sukanya samriddhi account scheme national savings institute. On the above link you will find pdf link, just download the pdf file and get all the details about the sukanya samriddhi yojana in pdf. Sukanya samriddhi yojana in pdf download pdf click here to download the sukanya smriddhi yojana account details, benefits and calculator in pdf format download it from here.
Sukanya samriddhi yojana calculator maturity amount after 21 years sukanya samriddhi yojana sukanya yojna as we are all aware of the fact that the present government is really concerned about the betterment of women in our society and this is why it has come up with extremely beneficial schemes for the women. There are two option of investment under sukanya samriddhi account i. Designed to improve the quality of life of the poor, jgsy has been launched on 1st april, 1999. Beti bachao beti padhao is the mantra with which modi government launched sukanya samriddhi yojana ssy, also known as sukanya samriddhi scheme, on 22nd january 2015. Sukanya samridhi yojana, sukanya samriddhi account scheme by govt. Sukanya samriddhi yojana account comprehensive guide. Jun 14, 2015 sukanya samriddhi yojana account sukanya samriddhi account is a relatively new financial product which has been launched by the government and is described as a riskfree investment product. According to the directive from the government of india, bank of baroda is offering the sukanya samriddhi yojana to its customers as a possible investment. With guaranteed interest income and tax exemptions available, this scheme is the ideal choice for the parent or legal guardian of a girl child, to provide for her higher education andor marriage and secure her financial.
Sukanya samriddhi account account can be opened in the name of a girl child till she attains the age of 10 years. The scheme encourages parents to build a fund for the future education and marriage expenses for their female child. Account can be opened in post offices and notified branches of commercial banks. Whenever a girl is born into a family, she faces a lot of criticism from her parents and other relatives due to the huge costs involved in bringing her up and feeding for her education and other needs.81 152 88 1432 1157 151 229 1160 267 500 828 1374 1275 1446 787 254 1005 1628 339 294 33 1274 987 751 988 1570 898 32 1459 1342 640 1403 978 1073 1322 62 1220 127 1294 1357 1306 1034